Student loans are a helpful part of paying for college. Most students use at least some student loans. The key, however, is to remember that they are loans and treat them as such. The bottom line is that you will have to pay them back once you stop attending school. Not paying them back as agreed can ruin your credit and add legal woes to your life.
There are many factors to consider as you decide:
You will be required to review the loan section  before borrowing. You should also meet with your financial aid counselor. This appointment will make understanding loans easier and faster!