First-time Direct Loan borrowers & Parent PLUS (below)

First-time Direct Loan borrowers need to complete entrance counseling and a master promissory note. You do this by signing in with your FSA ID at

Entrance Counseling:

Students interested in borrowing Federal Direct Loans must complete the Entrance Counseling session online at  to understand their rights and responsibilities.  The entire session will take about 20-30 minutes to complete.

You must complete the quiz at the end of the session and submit it electronically. You will then be presented with a confirmation screen indicating that you have completed the Entrance Counseling requirement. Please print this page for your records. Electronic notification will be sent directly to the Financial Aid Office indicating that you have completed this requirement. Please allow 24-48 hours for us to process the confirmation.

Master Promissory Note

Along with completing the entrance counseling session, you must also complete a Master Promissory Note at before loan funds may be released to Davenport University. If you have questions regarding the completion of your Entrance Counseling or Master Promissory Note, please contact your Financial Aid Counselor.

Direct Loan Master Promissory Note (MPN) Checklist


  1. Your Department of Education-issued FSA ID. This is the same ID you used to electronically sign the FAFSA.
  2. Your Social Security Number and Date of Birth.
  3. A valid email address.
  4. Your contact information (phone number, permanent address)
  5. Your driver's license number and state (if applicable).
  6. Name, address, and phone number for two references who have known you for 3 or more years.


Hints while completing the process on the Government website

  • Don’t forget you must complete both the Direct Loan MPN and Direct Loan Entrance Counseling before your loan(s) will pay to your student account.
  • Choose the "Davenport University" that is listed without any campuses. If you choose Caro, Midland, or Saginaw, we will NOT receive your Master Promissory Note and Entrance Counseling. Please choose the school code that is Davenport University, with the Kraft Avenue address: G002249. If you do choose a campus, you can start over and choose the Davenport University which does not have a campus connected with the name.
  • Frustration with the website: The U.S. Department of Education released this new website in March 2010 that included enhancements for the Direct Lending Process. In order to view the website, you will need Microsoft Internet Explorer (version 6 and higher), Mozilla Firefox (version 2 or 3.6.3), and Apple Safari (version 4).
  • You must complete the Master Promissory Note and Entrance Counseling in 30 minutes or less.
  • You cannot hit the back button.
  • We cannot view an incomplete application.

You must accept your loans through Davenportal in order for the Financial Aid Office to get confirmation that you completed the Master Promissory Note and Entrance Counseling.

Transfer Students and Loan Eligibility

Federal regulations require that transfer student rules apply to all students who have attended another postsecondary educational institution and the prior school’s academic year or loan period overlaps the academic year or loan period at Davenport University.  The new institution (Davenport) is required to ensure that the new loan amount when combined with any amounts previously borrowed, does not exceed the annual loan limits for the student’s grade level at Davenport.  This means that loan eligibility may be reduced for transfer students during the first and sometimes second semesters of enrollment at Davenport.

A transfer student’s grade level is determined by the number of credits the student has earned at Davenport, combined with the total of transfer credits accepted by Davenport that apply to the student’s declared program of study.  During the academic year applicable for the annual loan limit (two consecutive semesters), a student’s loan amount can be increased only if there is remaining eligibility up to the annual loan limit, or the student has advanced a grade level within the declared program of study at Davenport (the loan amount may be limited by the Cost of Attendance or Need, depending on the loan type).  Annual loan limits are prorated for programs less than one year in length and for remaining portions of programs less than an academic year in length when a student is completing the program.  

Parent PLUS Loans (Federal aid for parents of dependent students only)

Parents can apply for a Direct Parent Loan at by logging on with his/her FSA ID.   The application is with the federal government. After your Parent PLUS loan is awarded, the Parent PLUS Request Form can be used to:

  • Increase the loan amount
  • Decrease the loan amount
  • Decline the loan